youneedabudget.comYNAB. Personal Budgeting Software for Windows, Mac, iOS and Android

Apps Explore The Apps Learn Learn To Budget Inspiration Be Inspired Support Get Support Log In Free Trial Start Your Free Trial Search Home Features Our App Lineup Why We're Different Pricing Open Menu Search Apps Learn Inspiration Support Gain Total Control of Your Money Stop living paycheck-to-paycheck, get out of debt, and save more money. Try YNAB Free For 34 Days You Need A Budget is award-winning software and a proven method—that works. What really makes You Need A Budget different is that we can t each you how to manage your money and get ahead—for good. What if your bills rolled in and instead of piling up, you just paid them? No sweat. What if you didn’t even realize it was payday because you had money in the bank and weren’t desperate for that check to arrive? Forget everything you think you know about budgeting and prepare to experience total control. On average, new budgeters save $600 by month two and more than $6,000 their first year. Watch this one-minute video about how it works Changed lives speak for themselves. We’ve helped hundreds of thousands of people get out of debt and gain control of their money. Overcame Five-Figure Debt When I started using YNAB, the heavens opened and angels sang! Seriously, it was so simple! It really clicked with me.” Michelle & Billy YNABers since 2015 I paid off $56,000 I thought of consumer debt as something that would always be with me. Now I know that I can stop adding to the debt, and I can even pay it off.” Erin YNABer since 2016 Broke the Paycheck-to-Paycheck Cycle Budgeting for true expenses has made a really big difference using YNAB. It has kept me from having to dip into my emergency fund in order to pay for quarterly or annual expenses. ” Bakari YNABer since 2017 You can do this! Right now! For free! Budgeting is not restrictive. You won’t be spending less, you’ll be spending smart. So what do you have to lose? (Other than all that debt and stress, of course...) Start Your Free Trial Take A Tour Of Our Apps Close Modal YNAB's weekly email newsletter with the week's best budgeting wisdom and inspiration. Short. Because long email newsletters? Ain't nobody got time for that. Informative. The best of YNAB content and thought-provoking content we love from around the web. Inspirational. We know sometimes you just need to know you aren't in this alone. Email Address Sign Up Thank you for signing up! Close Modal Try YNAB Free For 34 Days If you have gotten this far, you know you need a budget. And, obviously, we know you need a budget. So, since we are all on the same page—let’s do this! Start your free trial today! No credit card required. Loading Google... Email Password Start Your Free Trial Close Modal The legal stuff Terms of Service Privacy Policy Agree to the Terms of Service and Privacy Policy to continue. Disagree Agree Close Video Explore The Apps Home Features Our App Lineup Why We're Different Pricing Learn To Budget The Four Rules Ultimate Get Started Guide Video Courses Free Workshops Got Five Minutes? Be Inspired Blog Videos Podcasts Get Support Help Center Common Questions Company About Us Careers Press The Book YNAB: The Book Legal Terms Privacy Cancellation Security Technical Status Release Notes Up Next API More Stuff Give YNAB Referrals Referral Program Wellness Program Other Programs Start Your Free 34-Day Trial YNAB on Social Media Follow us for budgeting ideas & support. Follow YNAB to get support and lots of great ideas on budgeting. Facebook Twitter Instagram Pinterest YouTube RSS Close Menu Explore The Apps Home Features Our App Lineup Why We're Different Pricing Learn To Budget The Four Rules Ultimate Get Started Guide Video Courses Free Workshops Got Five Minutes? Be Inspired Blog Videos Podcasts Get Support Help Center Common Questions Company About Us Careers Press YNAB: The Book Legal Terms Privacy Cancellation Security Technical Status Release Notes Up Next API More Stuff Give YNAB Referral Program Wellness Program Other Programs Start Your Free Trial...